You find a great apartment listing — good price, nice photos, real address. You message the "landlord," who explains they're currently traveling or working overseas and can't show the unit in person, but if you wire a deposit or first month's rent, they'll mail you the keys. Real landlords do not rent sight-unseen to strangers who wire money first. The photos are often stolen from a real listing or a real property that isn't actually for rent at all.

"I'm currently on a missionary trip overseas and can't show the unit myself, but my associate has the keys. Once you wire the deposit and first month's rent ($1,850), I'll have the lease and keys shipped to you directly."

Why this scam works

Scammers copy real photos and real addresses from legitimate listings (sometimes a home that isn't even for rent), so the listing itself looks completely normal. The "overseas" excuse pre-empts the obvious question — why can't I see it first? — and creates urgency: other renters are supposedly interested, so you need to secure it now. By the time you realize there's no real unit, the wire transfer or gift cards are gone and untraceable.

5 signs it's a scam

What to do instead

  1. Never pay a deposit or rent before touring the unit in person and meeting the actual landlord or a verified property manager
  2. Search the address plus "for rent" or "for sale" to check if the same listing appears elsewhere with a different contact
  3. Reverse-image-search the listing photos — stolen photos often turn up on multiple unrelated listings
  4. Verify property ownership through your county's public property records if something feels off
  5. Paste the landlord's messages into ScamCheck for a free risk score

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