Medical Bill Decrypter & Dispute Generator

Your Legal Rights When Facing Hospital Bills

• Right to an Itemized Bill: Under federal HIPAA law (45 CFR § 164.524), hospitals must provide a full itemized statement with 5-digit CPT and revenue codes upon request. Never pay a lump-sum balance without an itemized audit.
• No Surprises Act Protections: As of Jan 1, 2022, federal law bans out-of-network surprise bills for emergency room visits and out-of-network anesthesiologists, radiologists, or pathologists at in-network facilities.
• Non-Profit Charity Care: Over 60% of US hospitals are non-profit 501(c)(3) organizations legally mandated under IRS Section 501(r) to forgive medical debts for patients earning under 300%–400% of the Federal Poverty Level.

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